Built around Blank Canvas from the beginning.
The Blank Canvas Mortgage, Warranty and All Parties Site Insurance have been created around the way a Blank Canvas home is bought, delivered and completed. Together, they make the complete journey easier to fund, easier to protect and easier to understand.
- Up to 90% of the combined costs
- Warranty at handover and completion
- Protection during the interior fit-out
Finance the Blank Canvas, and the home you create inside it.
The Blank Canvas Mortgage has been specifically created to fund the Blank Canvas model. It recognises both the cost of buying and delivering the home to the Blank Canvas stage and the cost of completing its interior.
Through a participating panel of lenders, eligible buyers can secure funding of up to 90% of the Blank Canvas cost and the agreed completion cost combined.
Buying the home and delivering it to the agreed Blank Canvas stage.
The agreed budget for completing the interior around your own choices.
Up to 90% funding available to eligible buyers.
Funding equation: the Blank Canvas cost plus the completion cost equals the complete home, with up to 90% funding available to eligible buyers.
One complete funding requirement
The mortgage considers the Blank Canvas and its completion as one complete journey rather than treating the interior as an unrelated future expense.
A participating lender panel
Blank Canvas works with a panel of participating lenders that understand the product, its delivery structure and the role of the completion budget.
Funding that follows the process
Funds are made available in accordance with the agreed purchase route, construction stages, lender requirements and interior-completion budget.
The Blank Canvas Mortgage has been designed by BuildStore. Mortgages are subject to lender criteria, affordability, valuation and individual buyer circumstances. Regulated mortgage advice is provided by an appropriately authorised mortgage adviser.
Assurance at handover. Certification at completion.
The Blank Canvas Warranty has been specifically created around the two-stage delivery of a Blank Canvas home.
The housebuilder's work is inspected and signed off when the home reaches the agreed Blank Canvas stage. Once the buyer has completed the remaining interior, the completion works are inspected and the finished home is certified in accordance with the warranty process.
- 01Blank Canvas handover
The housebuilder's work is signed off
The home is inspected at the Blank Canvas stage so the housebuilder's completed construction scope can be signed off before responsibility for the remaining interior passes to the buyer.
- 02Full completion
The finished home is inspected and certified
Once the buyer's interior-completion work is finished, the required final inspection takes place and the completed home is certified through the Blank Canvas Warranty process.
One warranty pathway, designed around the way a Blank Canvas becomes a completed home.
Warranty inspections and certification are subject to the requirements of the applicable Blank Canvas Warranty documentation.
Protection while your interior takes shape.
Blank Canvas All Parties Site Insurance has been adapted around the interior-completion stage of a Blank Canvas home.
It provides the relevant protection while work is being carried out inside the property, including cover for injuries or third-party claims arising during the insured completion period.
Cover, limits, conditions and exclusions are set out in the applicable Blank Canvas All Parties Site Insurance policy.
- 01
Designed for the completion stage
The insurance recognises that work continues inside the home after the Blank Canvas handover.
- 02
Protection for people on site
It provides relevant protection against insured injuries or claims involving trades and other third parties working inside the property.
- 03
Part of the Blank Canvas pathway
The required insurance is incorporated into the supported completion process rather than being left for the buyer to identify without guidance.
See the whole journey more clearly.
The Blank Canvas app brings the practical parts of the process together. It helps you understand your budget, organise completion decisions, monitor progress and keep the information relating to your home in one place.
- Blank Canvas cost
- Completion budget
- Available and committed funds
- Completion milestones
- Warranty inspections
- Insurance documents
- Quotes and purchase decisions
The app supports the journey. Mortgage decisions and fund releases remain subject to the participating lender's agreed process.
Buy a Blank Canvas with the finance and protection built around it.
Explore available Blank Canvas homes and discover a new way to buy, complete and create a home of your own.